Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service ("Terms") carefully before using the Vonayu Fixome website and services operated by Vonayu Fixome ("us," "we," or "our").
Your access to and use of our services is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use our services.
1. Educational Nature of Services
Vonayu Fixome provides financial education and guidance only. We are not financial advisors, and our services do not constitute financial advice. The information provided through our programs is for educational purposes only and should not be considered as professional financial advice.
2. Account Registration
To access certain features of our services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must provide accurate and complete information when creating an account and agree to update your information to keep it current.
3. Payment Terms
Certain aspects of our services may require payment. You agree to pay all fees and charges associated with your account on a timely basis.
All fees are non-refundable except as required by law or as otherwise stated in our refund policy. We reserve the right to change our pricing at any time, but will provide notice of such changes.
4. Intellectual Property
The Vonayu Fixome services and all contents, including but not limited to text, graphics, images, logos, and software, are the property of Vonayu Fixome or its licensors and are protected by copyright and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our services for your personal, non-commercial use.
5. User Content
Our services may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, or other material. You are responsible for the content that you post on or through our services.
By posting content, you grant us the right and license to use, modify, publicly perform, display, reproduce, and distribute such content on and through our services.
6. Prohibited Uses
You may use our services only for lawful purposes and in accordance with these Terms. You agree not to use our services:
- In any way that violates any applicable federal, provincial, local, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate Vonayu Fixome, a Vonayu Fixome employee, another user, or any other person or entity
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our services
7. Disclaimer of Warranties
Our services are provided on an "AS IS" and "AS AVAILABLE" basis. Vonayu Fixome makes no representations or warranties of any kind, express or implied, as to the operation of our services or the information, content, or materials included therein.
8. Limitation of Liability
In no event will Vonayu Fixome, its directors, employees, or agents be liable for any indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit damages arising from your use of our services.
9. Indemnification
You agree to defend, indemnify, and hold harmless Vonayu Fixome and its licensors and suppliers from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of our services.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.
11. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
12. Contact Information
If you have any questions about these Terms, please contact us at:
Vonayu Fixome
123 Financial District
Toronto, ON M5X 1A9
Email: legal@vonayu-fixome.sbs
Phone: +1 4372394371