Privacy Policy
Last Updated: November 15, 2023
Vonayu Fixome ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial education services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you register for our services, express interest in obtaining information about us or our products and services, or otherwise contact us. The personal information we collect may include:
- Name and contact information (email address, phone number, mailing address)
- Account credentials (username and password)
- Payment information (credit card details, billing address)
- Financial information (income, expenses, financial goals - only what you choose to share)
- Communications and requests you submit to us
- Preferences information you provide to us
Automatically Collected Information
When you access our services, we may automatically collect certain information about your device and usage, including:
- Device information (IP address, browser type, operating system)
- Usage data (pages visited, features used, time spent on services)
- Location data (general geographic location based on IP address)
How We Use Your Information
We use the information we collect for various purposes, including to:
- Provide, maintain, and improve our services
- Process your transactions and send related information
- Send administrative information (changes to our terms, conditions, and policies)
- Personalize your experience and deliver content relevant to your interests
- Respond to your comments, questions, and requests
- Develop new products and services
- Analyze trends and usage patterns
- Protect against fraudulent or illegal activity
Information Sharing and Disclosure
We may share your information in the following situations:
- With service providers who perform services on our behalf
- With financial institutions you connect to our services (with your permission)
- To comply with legal obligations or protect against legal liability
- During business transfers (merger, acquisition, or sale of assets)
- With your consent or at your direction
Data Security
We implement appropriate technical and organizational measures to protect the security of your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal information
- Rectify or update inaccurate personal information
- Request deletion of your personal information
- Restrict or object to the processing of your personal information
- Data portability (receive your data in a structured, machine-readable format)
- Withdraw consent at any time where we rely on consent to process your information
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without verification of parental consent, we take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Vonayu Fixome
123 Financial District
Toronto, ON M5X 1A9
Email: privacy@vonayu-fixome.sbs
Phone: +1 4372394371